Why Mortgage Protection?


Protects your family

Gives you control – you own the policy, choose the beneficiary, and select the type of coverage you want.

Is fully portable – your plan will continue when you move and you don’t have to buy a more expensive policy (if you are older).

Provides flexibility – upon death, your family has the option of paying off the mortgage or investing the funds if the economic conditions warrant it.

Offers you a choice of plans and benefits– you choose the type of policy and benefits you want. Term plans can be converted to a permanent plan without a medical.

Allows shopping for interest rates – upon renewal, you are not tied to one lending institution and can shop around for better mortgage rates.

Gives you a choice of amount of coverage – you choose the amount of coverage you require and the coverage does not decrease as the mortgage is reduced.

Provides stable coverage – Our plans have built in grace periods for missed premiums.

Coverage is convertible & renewable

Expert advice – you deal with a professional insurance advisor about insurance and all your insurance coverage can be through one broker.